Workers Comp Coverage | SPLI PEO Services

STAY COMPLIANT, REDUCE RISK, AND COVER YOUR BUSINESS FOR THE FUTURE

Our approach is designed to provide you with a comprehensive solution. As a PEO, we pair your workers’ compensation program with payroll and other core administrative functions. As a result, you save time, effort and are better positioned to focus on building your business.

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Workers’ compensation insurance coverage definition: This type of insurance provides financial and medical benefits to employees who are injured or become ill as a direct result of their job. It helps protect both employees and employers by offering compensation for lost wages, medical expenses, rehabilitation services, and, in some cases, death benefits.

Not every business is required to purchase workers’ compensation coverage. Each state has different laws and requirements, so you must check with your state’s regulations. Don’t worry If that leaves you with unanswered questions. We would love to start a conversation that answers those questions so that you can make an informed decision.

Workers’ compensation insurance protects businesses and organizations from the full cost of an employee’s medical expense–or even lost wages–following an injury in the workplace. It also ensures that every team member is taken care of without risk to your business.

Employers are responsible for covering the cost of workers' compensation insurance coverage for their employees. Businesses can purchase a policy through a private insurance company, purchase through a state-run fund, self-insure if they meet the necessary requirements, or enlist the help of a PEO. SPLI is a PEO that works with insurers who are A-rated by AM Best.

While other insurance carriers decline certain types of risks, our carrier partners will not only entertain that business but offer very competitive programs. Some of the risks they cover include:

Start-up companies
Small numbers of employees
No prior coverage
High-risk industries
Bad claims histories

Even though no one likes to live in the land of “what if,” the reality is operating a business without proper coverage and compliance can be devastating. It’s the equivalent of walking a tight rope without a safety net. Our mission is to ensure you are positioned to make an informed decision that’s right for your company’s coverage and compliance needs.

Some business owners search, struggle, and waste precious time trying to secure workers’ compensation coverage for their company. We take the guesswork out of getting covered and compliant. Simply request a quote to get started.

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YOU NEED A PARTNER WHO HAS A VESTED INTEREST IN YOUR SUCCESS.

Secure needed coverage through a Rated A by AM Best carrier
Save money through our pay-as-you-go platform
Gain three decades of trusted experience you can count on
Take advantage of our greater flexibility and cost-savings
Eliminate the burden of handling compliance all on your own
Utilize our risk management resources and expertise

SAFETY AND RISK MANAGEMENT

Here at SPLI, we don’t only secure and verify workers’ compensation coverage for leased employees. It’s important to ensure you have a solid safety and claims management resource too.

CLAIMS MANAGEMENT

Our internal claims department monitors all vendors and providers on your behalf to provide worker’s compensation coverage verification and successfully resolve all claims. We include light-duty return-to-work programs, fast claims reporting, and direct care to qualified providers. Our approach is compassionate but aggressive, in pursuing a comprehensive solution that lowers your costs.

DRUG TESTING

We have a post-accident drug testing policy in place and provide strategic support for developing a full drug testing program. This includes guidance for pre-employment, random, and reasonable suspicion testing, ensuring compliance with Department of Transportation (DOT) regulations and other industry standards.

SAFETY MANAGEMENT

Whether it's assisting with ongoing risk evaluation, safety meeting materials or assistance with OSHA reporting and compliance, providing a safe work environment is an essential element in reducing risk and creating a sustainable business.

LET'S GET YOU COVERED AND COMPLIANT

REQUEST A QUOTE

Complete a short form so our team can learn about your business and deliver a fast quote on workers’ compensation solutions.

REVIEW OUR SOLUTION

Your dedicated account executive will walk you through our approach, provide pricing, and answer your questions.

ENROLL AND THRIVE!

Get back to work with a partner to guide you through workers’ compensation coverage and payroll administration.

"We are a large, complex entity with many moving parts, but SPLI’s spirit of partnership in designing solutions that work for us has created a synergistic platform that enables us to do what we do best while having the peace of mind that SPLI there every step of the way. This enables our collective partnership to bring a level of customer service to my clients and a level of precision and accuracy to my temporary associates that I believe does not exist anywhere else in our industry."

Daniel Cox, PriorityWorkforce

WORKERS' COMPENSATION COVERAGE

Any business leader responsible for the long-term sustainability of their company must ensure their organization is covered and compliant so that workplace injuries are not a barrier to growth.